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Winter 2009
Fall 2009
January 2009
October 2008
July 2008
April 2008
January 2008
Correspondance Archive



2008 Year-End Letter

September 16, 2008    Commentary on the Market

July 21, 2008 Conference Call    Summary

2008 Mid-Year Letter

2008 State of ASAM



Key Estate Planning    Documents You Need

Homeward Bound: Investing    in the American Dream

The Credit Card Accountability    Responsibility and Disclosure    Act of 2009










• Key Estate Planning Documents You Need








• Homeward Bound: Investing in the American Dream








• The Credit Card Accountability Responsibility and Disclosure Act of 2009







• Introduction to Estate Planning









• Roth IRA Conversions -- Planning for New Opportunities








• ASAM Newsletter for January 2009








• What the Bailout Means to You









• Time to Review Your Medicare Coverage: Open Enrollment Begins November 15







• New Social Security Rates for 2009








• ASAM Newsletter for October 2008








• Handling Market Volatility









• Protecting Your Savings and Investments








• Planning for Succession of Business Interest








• September 16, 2008 Market Commentary








• Charitable Gifting









• Insurance Needs in Retirement









• ASAM Newsletter for July 2008

Coping with a Slower Economy, Tax-Wise Gifting Strategies for Seniors, What are the Pros and Cons of Online Banking?, How Can I Protect My Online Finances?




• 2008 Mid-Year Letter









• ASAM Newsletter for April 2008

Women Need Life Insurance Too, Working in Retirement -- What You Need to Know, How Do I Figure the Tax Credit On My 2008 Hyrbid Car?, Many of My Possesions Were Destroyed in a Recent Natural Disaster. Can I Get a Break on My Taxes?

• ASAM Newsletter for January 2008

Do You Need More Liability Protection?, Taxation of 529 Plans





• 2008 State of ASAM









• ASAM Newsletter for October 2007

Premium Financing of Life Insurance, Grandparents Help With Ever-Rising College Costs, What's a Self-Directed IRA?, Can My Self-Directed IRA Invest in Real Estate?


• ASAM Newsletter for July 2007

Beyond 401Ks and IRAs, Estate Tax Repeal: Ramifications and Outlook, Should I Lend Money to a Family Member?, Is It a Good Idea to Cosign a Loan?



• ASAM Newsletter for April 2007

Monte Carlo Analysis: The Basics, Common Types of Trusts, How Long Should I Keep My Financial Records?, Are Electronic Records the Same Thing as Paper Records?



• ASAM Newsletter for January 2007

Rate Changes and Your Portfolio: Awaiting with Interest, Is an Ethical Will Right for You?, How Can I Change an Investment's Volatility?, I'm Retired. How Can I Minimize Fluctuations in My Income?

• ASAM Newsletter for October 2006

Planning for Long-Term Care, Coping with a Home Equity Hangover, What Happens if I Delay Collecting Social Security Until After Full Retirement Age?, How Can I Get an Estimate on My Social Security Benefits?

• ASAM Newsletter for July 2006

Landing a Better Financial Aid Package, How Much Do You Know About Flood Insurance?, Which is Better: A Cash Incentive or 0% Financing?, New Car Options That Save on Insurance



Roth IRA Conversions   Protecting Your Savings and Investments
Planning for New Opportunities
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Bank deposit accounts, Credit unions, and Brokerage accounts and SIPC
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